IMPACT INVESTING
Direct impact on the environment and society
Funds according to Article 9 of the Disclosure Regulation
Make an impact on environment & society with your investments
Impact investing is the term used to describe investments in companies, organisations and funds with the intention of achieving measurable, positive effects on the environment or society in addition to financial returns. Impact is made visible and continuously reported on. These investment fund comply with Article 9 Disclosure Regulation of the European Union.
ESGenius® –
the centrepiece of our sustainability approach
The ESG analysis using our ESGenius® rating model is the centrepiece of our sustainability approach. With the help of the ESGenius Score®, we can use a best-in-class analysis to identify those companies that do not fulfil our strict responsible criteria and are therefore not among the most sustainable companies in each sector.
It should be noted that this sustainable orientation can exclude certain companies from the investable universe.
Erste AM ESGenius® Score
The analysis focuses on the relevant ESG risks, which can be assessed using statistical analysis. Based on this data, Erste AM's Responsible Investment Team creates the proprietary Erste AM ESGenius® Score. Each company receives a sustainability rating ranging from 0 to 100.
ERSTE FAIR INVEST
ERSTE FAIR INVEST focuses on the social issues of sustainability and aims to invest in well-managed companies that make an active contribution to the positive development of society with their products and services. The focus of the fund is divided into three central areas:
- Labor (e.g. fair working conditions and remuneration)
- Health & well-being (e.g. lifestyle and leisure)
- Society (e.g. access to education and financial inclusion)
Global equity fund with a focus on social issues
Benefits of the companies in the fund
ERSTE WWF STOCK ENVIRONMENT
With ERSTE WWF STOCK ENVIRONMENT, you are choosing a fund that invests in environmental companies worldwide with a focus on water treatment and supply, recycling and waste management, renewable energies and energy efficiency as well as mobility.
The increasing demand for solutions in these areas due to environmental problems such as water scarcity, rising waste volumes and the need for alternative energies is driving the growth of these companies. The cooperation between Erste Asset Management and WWF enables a sustainable investment strategy, supported by an environmental advisory board of WWF. Please note that investing in securities entails risks as well as opportunities.
Global equity fund in the environmental technology sector
Environmental benefits of the fund companies
ERSTE GREEN INVEST
With ERSTE GREEN INVEST, you are choosing a fund that invests worldwide in companies in the environmental technology sector. The focus is on the following areas: Renewable energy is to be expanded and energy efficiency increased. The protection of water is essential for a secure supply. The fund therefore focuses on water treatment and supply. The recovery of resources through recycling and the disposal, collection and reuse of waste is intended to reduce the volume of waste.
In order to make the economy sustainable, it is important to change traditionally energy and environmentally intensive industries. Investments are therefore being made in pioneering transformation companies in order to make the environmentally harmful processes of the “old economy” more sustainable. The increasing number of natural disasters requires adaptation to the already unavoidable consequences of climate change. Please note that investing in securities entails risks in addition to the opportunities described above.
Global equity fund in the environmental technology sector
Environmental benefits of the fund companies
ERSTE GREEN INVEST MIX
ERSTE GREEN INVEST MIX is a mixed fund consisting of equities and bonds . The shares are selected in the same way as the ERSTE GREEN INVEST equity fund . The focus is on energy, water and recycling as well as green transformation and adaptation of the economy. Why are the last two topics in particular important? In order to make the economy sustainable, traditionally energy and environmentally intensive sectors in particular need to change. The fund therefore invests in companies that are among the pioneers when it comes to making the environmentally harmful processes of the “old economy” more sustainable.
A measurable positive impact on the environment and society is also at the forefront of the investment decision in the bond part of the fund. To this end, investments are made in green bonds issued by governments, government-related and supranational issuers and companies. The proceeds of these green bonds are used by the respective issuer to finance environmental and climate protection projects. The fund has been upgraded to an Article 9 product, making it a pure impact mixed fund - one of the first of its kind in the German-speaking world.
Mixed fund with a focus on environmental sustainability
Mixed fund goes dark green
Important legal notice
ERSTE RESPONSIBLE MICROFINANCE
ERSTE RESPONSIBLE MICROFINANCE is a fund of funds that invests in microfinance funds and bonds on microfinance instruments and funds as well as up to 10% in shares in companies and microfinance institutions. Foreign currencies are mostly hedged. A measurable positive impact on the environment or society is at the forefront of the investment decision.
Microfinance means making financial services available to people who would otherwise not have access to them. They open up an opportunity for a better life and enable a stable return for investors. Examples of a typical microloan include a market stall for fruit and vegetables, the purchase of a sewing machine or a few square meters of cultivated land.
Fund of funds for microfinance investments
Environmental benefits of the fund companies
Important legal notice
ERSTE RESPONSIBLE BOND
GLOBAL IMPACT
ERSTE RESPONSIBLE BOND GLOBAL IMPACT is a global bond fund that invests in green bonds, climate awareness bonds and certified social bonds. Securities are acquired that are classified as sustainable by the management company on the basis of a predefined selection process.
To this end, the fund invests in government bonds, issues from government-related and supranational issuers, corporate bonds, bonds from financial service providers, Pfandbriefe and special sustainable bond issues.
A measurable positive impact on the environment or society is at the forefront of the investment decision.
Global bond fund based on ecological, social and ethical criteria.
Environmental benefits of the fund companies
Disclaimer
This document is an advertisement. Please refer to the prospectus of the UCITS or to the Information for Investors pursuant to Art 21 AIFMG of the alternative investment fund and the Key Information Document before making any final investment decisions. Unless indicated otherwise, source: Erste Asset Management GmbH. Our languages of communication are German and English.
The prospectus for UCITS (including any amendments) is published in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to Art 21 AIFMG is prepared for the alternative investment funds (AIF) administered by Erste Asset Management GmbH pursuant to the provisions of the AIFMG in connection with the InvFG 2011. The fund prospectus, Information for Investors pursuant to Art 21 AIFMG, and the Key Information Document can be viewed in their latest versions at the website www.erste-am.com within the section mandatory publications or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the Key Information Document is available, and any additional locations where the documents can be obtained can be viewed on the website www.erste-am.com. A summary of investor rights is available in German and English on the website www.erste-am.com/investor-rights as well as at the domicile of the management company.
The management company can decide to revoke the arrangements it has made for the distribution of unit certificates abroad, taking into account the regulatory requirements.
Detailed information on the risks potentially associated with the investment can be found in the fund prospectus or Information for investors pursuant to Art 21 AIFMG of the respective fund. If the fund currency is a currency other than the investor's home currency, changes in the corresponding exchange rate may have a positive or negative impact on the value of his investment and the amount of the costs incurred in the fund - converted into his home currency.
Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund.