Regular pin money

Now the time has finally come: you have saved enough money and want to enjoy yourself. You would like to go on holiday, eat in a good restaurant from time to time or perhaps support your children or grandchildren with their education. At the same time, medical expenses, minor renovations to the house or car repairs should not be a financial burden for you. For such expenses, you need a regular additional income. When you have saved up a nest egg, you should budget the money carefully.

Create a supplementary income with the s Funds Plan

With the s Fonds Plan, you can have your money paid out automatically and regularly. You decide how much additional income you want. This way, you remain flexible. If you have a fund with a distributing unit class in your securities account, you will receive the income at least once a year in your current account. You can use these funds immediately for your personal needs. Please note that investing in securities involves risks as well as opportunities.

Select up to 5 funds per fund plan

Invest as little as 30 euros a month

You can change or suspend deposits at any time.

Mixed price based on the cost-average principle

If you regularly pay in the same amount, you can get a lower average price than with a one-time purchase. The cost-average principle is particularly useful when prices fluctuate widely. When prices are low, you buy more units; when prices are high, you buy fewer.

Please note: The average cost effect diminishes as the term of the investment increases. The accumulated savings then behave more and more as if you had invested the entire amount in a single lump sum. Depending on market developments, a one-time investment may also be more favourable. Investing in securities involves risks as well as opportunities.

Automatic value adjustment

If you wish, your deposits can be automatically increased by a fixed percentage or euro amount each year.

Be aware of the risks

The value of funds fluctuates depending on the securities they contain.
Payouts depend on market developments. Capital losses are possible.
Funds may contain various risks, such as foreign currency, market, issuer or industry risks.

Calculate your monthly additional income

Calculate your additional income with just a few clicks. Enter the capital available to you. Choose how long you want to get by on this money. You can then see how much your monthly additional income is. Forecasts are not a reliable indicator of future performance.

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Disclaimer

This document is an advertisement. Please refer to the prospectus of the UCITS or to the Information for Investors pursuant to Art 21 AIFMG of the alternative investment fund and the Key Information Document before making any final investment decisions. Unless indicated otherwise, source: Erste Asset Management GmbH. Our languages of communication are German and English.

The prospectus for UCITS (including any amendments) is published in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to Art 21 AIFMG is prepared for the alternative investment funds (AIF) administered by Erste Asset Management GmbH pursuant to the provisions of the AIFMG in connection with the InvFG 2011. The fund prospectus, Information for Investors pursuant to Art 21 AIFMG, and the Key Information Document can be viewed in their latest versions at the website www.erste-am.com within the section mandatory publications or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the Key Information Document is available, and any additional locations where the documents can be obtained can be viewed on the website www.erste-am.com. A summary of investor rights is available in German and English on the website www.erste-am.com/investor-rights as well as at the domicile of the management company.

The management company can decide to revoke the arrangements it has made for the distribution of unit certificates abroad, taking into account the regulatory requirements.

Detailed information on the risks potentially associated with the investment can be found in the fund prospectus or Information for investors pursuant to Art 21 AIFMG of the respective fund. If the fund currency is a currency other than the investor's home currency, changes in the corresponding exchange rate may have a positive or negative impact on the value of his investment and the amount of the costs incurred in the fund - converted into his home currency.

Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund.